80% Low Doc

Commercial Real Estate Loans

Indicative 3 year fixed Commercial Interest rate

• App fee
• Valuation/legals
• ongoing
• No accountants letter
• No tax returns
• Min loan size $300,000
• Owner Occupied
• Commercial Real estate security
• Purchases only
• Max $1m

Super Fast Commercial Loan Approvals

24 Hour turn around

Maximum loan size $1,000,000

Simply fill out a short form and supply a few supporting docs

Low Doc self employed

PAYG Full Doc

Purchases only

This loan is for those in hurry that still want a great rate

Call us now to find out more!

LEASE DOC COMMERCIAL PROPERTY LOANS

 LEASE ONLY COMMERCIAL LOANS (Lease Doc)

indicative rate

for commercial property investors min $500,000 65% LVR

Indicative variable Commercial Interest rate

• NO accountants letter
• NO tax returns
• NO BAS
• “Lease income only”
• App Fee 0.65% of loan amount
• Valuation & Legals
• Ongoing $40/month
• Purchases only
• Minimum $500,000
• Commercial Real estate security
• Investors only
• Interest only, and p/i, in major areas
• Loan term will reflect lease term
• Note, this loan is on a case by case basis. We need to sight the lease to quote it.

These commercial real estate Lease Doc Loans off the lease income only are very fast approvals.

65% Low Doc

Commercial Property Loans

Indicative variable Commercial Interest rate

• App fee
• Valuation, legals, ongoing
• Owner occupied
• Commercial Real estate security
• Purchases only
• Max $1m

NO DOC COMMERCIAL LOANS

“Sign and Go”

Cheap Fast and Simple

starting from 5.95%, dependent on lvr

Priced according to lvr and risk

Up to 60%

NO accountant’s letter

• Up to 60%
• NO accountants letter
• NO tax returns
• NO BAS
• “Sign and Go”
• Commercial Real estate security
• purchases only

Note: all our loan products are for purchases only

80% Commercial Property Loans

80% Full Doc

Commercial Loans

We specialise in 80% commercial loans.

• App fee
• Valuation/legals
• Ongoing
• Owner Occupied
• Min loan size $300,000
• Max $1m
• Commercial Real estate security
• Purchases only

Professional Package Commercial Loans

Are you a Lawyer?

We’ve got something extra special for you.

Are you a AMA Doctor?

We’ve got something extra special for you.

100% AMA Doctor Commercial Property Investment Loans

If you’re a AMA Doctor, it may be possible to do a 100% Commercial Property Investment Loan.

Must be AMA registered or equivalent registration

All done on a case by case basis

Call us now to find out more..

75% Commercial Real Estate Loans

75% Full Doc

Commercial Loans

• Application Fee
• Val/legals
• Ongoing
• On selected commercial loans
• Minimum loan size $500,000
• Commitment fee applies
• Purchases only
• Commercial Real estate security
• Full Doc Paperwork

Large Full Doc Commercial Loans over $1m

• Valuation Fees Nil promotion*
• Legals
• Ongoing Fees
• On selected commercial loans
• Minimum loan size $1m
• Must be standard commercial security
• Purchases only
• Commitment fee applies

*Nil valuation promotion must also satisfy the following

Loan selected must be three year fixed

The valuation fee is still paid upfront by the borrower, however after loan settles this valuation fee will be refunded back to the borrower. The net effect is if the commercial loan settles the true cost to the borrower will be nil.

If your loan is over $1m we will do something special for you.

Call us now

1300 569 362

70% Commercial Property Loans

70% FULL DOC

Commercial Loans

Commercial Property loans

Indicative variable Commercial Interest rate

Owner Occupied 70%

Investors 65%

• App fee
• Valuation
• Legals
• Ongoing fees $25
• For small business owners
• Minimum loan size of $500,000
• Max $1m
• Interest only or p/i
• Purchases only
• Commercial Real estate security
• Must have strong financials
• Major metro areas

TERMS AND CONDITIONS APPLY

Jumbo Full Doc Commercial Loans over $3m

Individual pricing and discounts apply

• Minimum loan size $3m
• Must standard commercial property security
• In major metropolitan areas

40% SMSF Commercial Property Loans

• Application fee
• Valuation
• Legals
• Ongoing
• Owner Occupiers
• Minimum smsf commercial loan size of $500,000
• purchases only
• Major Metropolitan areas
• Purchases only
• Commercial Real estate security
• Must have strong financials

60% SMSF

Commercial Loans

• Application fee
• NO Liquidity test
• Valuation & smsf legals
• Ongoing
• Min loan size $500,000
• Commercial Real estate security
• Purchases only
• Owner Occupiers
• Full Doc paperwork

75% SMSF

Commercial Real Estate Loans

• Application Fee
• Valuation
• Legals
• Owner Occupiers
• Ongoing
• Early repayment fee
• Commercial Real estate security
• purchases only

80% SMSF Commercial Property Loans

Priced according to risk

This loan is available for both residential and commercial security.

• Application Fee
•  Valuation
• Legals
• Ongoing
• Minimum loan size $500,000
• Major Metropolitan areas only
• Owner Occupiers
• Purchases only
• The SMSF must have at least $300,000 in Net Assets

Each property is priced according to risk.

Call us now to find out more.

Commercial Real Estate Agents

We are often asked about Commercial Real Estate Agents

The major commercial property players that sell commercial real estate are:-

• CBRE
• Colliers
• Burgess Rawson
• Knight Frank
• Savills
• JLL or Jones Lang
• Savills
• McGees
• Cushman and Wakefield
• Heron Todd White
• Taylor Nicholas

Note, Lots of commercial property transactions are done off market through a commercial property buyers agent. Many of the good deals don't even make the internet.  If you would like an introduction, please contact us.

The commercial real estate finance is the easy part, The hard bit is to get a good commercial property!

Investment Property Seminar